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WORCESTER, Mass., July 26, 2012 /PRNewswire/ — With the Summer Olympic Games expected to boost participation in organized, amateur sports as well as fitness activities, The Hanover Insurance Group, Inc. (NYSE: THG), is helping independent agents tackle this large and steadily growing market.

Through Sports & Fitness Advantage, The Hanover’s agent partners can offer amateur sports and fitness-related businesses and organizations a broad, customizable line of industry-specific products as well as specialized loss control and claims services to provide complete and specialized protection.

The distinctive offering is available to agents through The Hanover’s local middle market underwriters and small niche underwriters. It is one of the many industry-specific products and services within the company’s Middle Market Advantage portfolio, which covers dozens of niches and segments. The Hanover’s expertise helps agents capitalize on opportunities in specialized industries, creating more value for its agencies and their customers.

“We are dedicated to continuing to grow our innovative suite of industry capabilities to meet the needs of our partners, who increasingly are becoming more specialized,” said Jack Roche, president, business insurance. “With this in mind, we are pleased to offer a comprehensive program that meets the unique needs of the amateur sports and fitness industry—which is one of the fastest growing segments of our economy.”

The program is available for a broad range of organizations and businesses, including:

  • Amateur Sports, such as teams and leagues, tournaments and events, complexes, coaches and officials
  • Sports and Recreation Instruction, such as youth sports camps and clinics, dance schools and coaches clinics
  • Fitness and Recreation Sports Centers, such as health clubs, tennis clubs, aerobic studios and yoga and pilates studios

The total solution provides customized coverage for commercial property, general liability, auto, umbrella, employment practices liability, emergency event management, professional liability and green buildings. Other highlights of The Hanover’s Sports & Fitness Advantage include:

Emergency Event Management—includes broad coverage to respond to emergencies such as actual or attempted acts of violence. Coverage includes income lost as well as public relations expenses, and post-event expenses such as medical treatment and victim counseling

Property Broadening Endorsement—includes 55 separate coverages, such as denial of access to an insured’s premises, eCommerce and money and securities loss. The blanket limit also automatically includes six important coverages: accounts receivable; consequential loss of stock; electronic data processing equipment; fine arts; personal effects; and outdoor property

General Liability Broadening Endorsement—provides additional coverage that many Sports & Fitness organizations need, such as for subcontracted employees such as instructors, massage therapists, trainers and financial sponsors

Data Breach Coverage—offers protection to cover cost of complying with legal obligations to notify victims of data breach and to provide them with credit monitoring services

In addition to a customizable suite of coverages, The Hanover also can provide specialized loss control assessments to mitigate risks unique to the amateur sports and fitness industry, such as safety issues with a facility and concerns over equipment. The loss control experts can help customers develop workplace violence training programs and disaster preparedness/business continuity plans, and also offer customized training in abuse and molestation, professional boundaries and employee screening. Through a business partnership, they are also able to offer customers discounted employee background checks.

“Our agency has over 25 years of experience providing insurance to the fitness industry,” said Ken McKay, vice president, InterWest Insurance Services, Inc. “We choose The Hanover for our clients because the company listens, adapts and responds with innovative products to meet our clients’ always-changing needs. After working with another carrier for 10 years, we met with The Hanover and discovered a whole new level of partnership—a real commitment to work and grow together over the long term. I’d strongly recommend The Hanover to any agent who wants to build a deep partnership with a winning carrier.”

Agents interested in more details on The Hanover’s middle market capabilities, including Sports & Fitness Advantage, should contact a local Hanover branch office, which can be found at

About The Hanover
Founded in 1852, The Hanover Insurance Group, Inc. (NYSE: THG) is proud to be celebrating 160 years of delivering on its promises to its agent partners and their customers. The Hanover offers a wide range of property and casualty products and services to businesses, individuals, and families through a select group of agents and brokers, and is ranked among the top 25 property and casualty companies in the United States.

Based in Worcester, Mass., The Hanover Insurance Group, Inc. is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester, Citizens Insurance Company of America, headquartered in Howell, Michigan, Chaucer Holdings PLC, based in London, and their affiliates. Through Chaucer, the company underwrites business at Lloyd’s of London in several major insurance and reinsurance classes, including property, marine and aviation, energy, U.K. motor and casualty. For more information, please visit

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